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Consultation Documents

The following Consultation Documents are available for The CARE Scheme Review.

A bespoke letter was issued to CARE employers
w/c 15 August 2011, here are the Annexes which accompanied the letter:

Annex A - Summary of Key Valuation Assumptions
Annex B - (DB only) Summary of Trustee's Contribution Proposal
Annex B - (DC only) Summary of Trustee's Contribution Proposal
Annex C - Unlisted Infrastructural Investment
Annex D - Hedging of Interest Rate and Inflation Risks
Annex E - (DB only) Feedback Form 1
Annex E - (DC only) Feedback Form 1
Annex F - Feedback Form 2
Annex G - Decision Form        

Last updated: 15 August 2011                    
Assumptions Document - This is the Memorandum issued by The Pensions Trust addressed to the sponsoring employers on the proposed assumptions to be adopted in calculating Technical Provisions.

Last updated: 15 August 2011
Hedging Policy Frequently Asked Questions (FAQ's) - These are FAQ's regarding the implementation of interest rate and inflation hedging policy.

Last updated: 15 August 2011
Unlisted Infrastructural Fact Sheet - This fact sheet provides some basic details about the Trust's imminent investment in Unlisted Infrastructure.

Last updated: 15 August 2011
CARE DC Structure - Key Features - This provides details of the new defined contribution (DC) structure of the Scheme.

Last updated: 28 May 2010.
CARE DC Structure - Cost Allocation Structure - This document provides details of the cost allocation structure for the defined contribution (DC) structure of the Scheme.

Last updated: 28 May 2010.

Employer Consultation Guidance Notes - This document provides background to the Scheme Review and provides guidance for employers on how to carry out the consultation with their employees.

Last updated: 15 August 2011.
Consultation on Proposed Changes Template - This generic template is to assist employers when preparing their own consultation material.

Consultation on Proposed Contribution Changes Template - This generic template is to assist employers when preparing their own consultation material.

Last updated: 15 August 2011.
Information and Consultation of Employees Regulations 2004 - This document is for employers and explains how to calculate whether they have had, on average, 50 or more full-time equivalent employees in the 12 months prior to consultation.

Last updated: 1 June 2010.
The Department for Work and Pensions (DWP) Guidance Booklet - A Guide for Occupational/Personal Pension Scheme Regulations 2006.

Last updated: 1 June 2010.





These are older Consultation Documents which might be of interest:

Letter - This letter was issued to employers in August 2008.
Appendix 1 - CARE Scheme Review Factsheet - Information and Options.  
Appendix 2 - Questionnaire - Have Your Say.                                        
Letter - This letter was issued to employers in February 2009.
Appendix A - Summary of Employer Responses to the Scheme Review.
Letter - This letter was issued to employers in June 2009. 
Appendix A - Questionnaire - Have Your Say.
Questionnaire - Have Your Say - Questionnaire Responses and Charts.               

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