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Additional Voluntary Contributions (AVCs)

If you are interested in boosting your pension via AVCs the following information will assist you in the application process.

In the first instance you will need to speak with your employer about what AVC schemes are available to you (Ethical Fund, Flexible Retirement Plan, Growth Plan Series 3 or Growth Plan Series 4). 

Once you have checked with your employer which scheme(s) you are able to pay AVCs into the 'A Guide for Members - How to boost your pension' will provide you with further information about the individual schemes.

When you have chosen the scheme that you would like to pay your AVCs into you will need to complete the appropriate Application Form (located below) and pass to your employer to complete the employer sections of the form. Your employer will then pass the completed form to The Pensions Trust. You will receive confirmation from the Trust once your form has been processed. 

The 'Application to pay Additional Voluntary Contributions Process Flow' will take you through the process of applying to pay AVCs if you need further guidance.  

Guides

A Guide for Members - How to boost your pension - This is for employees who are considering or already paying AVCs.

Last updated: 30 June 2011                            
                                                                                  

Process

Application to pay Additional Voluntary Contributions (AVCs) Process - This is for employees who are considering or already paying AVCs.

Last updated: 20 January 2011.                               
                                                                                  

Application Forms

Please chose the correct Application Form for the Scheme that your employer offers as an AVC.
Application to pay Additional Voluntary Contributions (AVCs) in the Social Housing Pension Scheme (SHPS) - This is for employees who wish to pay AVCs to SHPS.

Last update 28 September 2011.
Application to pay Additional Voluntary Contributions (AVCs) in the Flexible Retirement Plan (FRP) - This is for employees who wish to pay AVCs to FRP.

Last update 28 September 2011.
Application to pay Additional Voluntary Contributions (AVCs) in the Growth Plan Series 3 - This is for employees who wish to pay AVCs to The Pensions Trust's Growth Plan Series 3.

Last updated: 14 January 2011.
Application to pay Additional Voluntary Contributions (AVCs) in the Growth Plan Series 4 - This is for employees who wish to pay AVCs to The Pensions Trust's Growth Plan Series 4.

Last updated: 14 January 2011.
Application to pay Additional Voluntary Contributions (AVCs) in the Ethical Fund - This is for employees who wish to pay AVCs to The Pensions Trust's Ethical Fund.

Last updated: 14 January 2011.
Application to pay Added Years in Final Salary Schemes - This is for employees who wish to pay Added Years to Final Salary Schemes.

Last updated: 15 December 2011.


To view the Flexible Retirement Plan DC Website please click here.
For the Scottish Housing Associations' Pension Scheme Website please click here.
For the Social Housing Pension Scheme DB or DC Website please click here.