Anyone who is aged between 16 and 64, employed by a member organisation and is offered membership by their employer is entitled to join the Scheme.
Simply fill in an Application Form. It can be obtained from your employer or downloaded as a pdf document click here.
Can I defer joining?
If you do not join the Scheme within one year of becoming eligible, you may be allowed to join later if your employer and the Committee agree. You will have to provide evidence of good health.
Can I transfer benefits into the Scheme?
You can transfer benefits from a previous scheme provided that you have not started to receive your pension. In exchange, you will receive extra benefits which will be taken into consideration when calculating your pension.
What happens if I leave the Scheme?
You must leave the Scheme if you change jobs unless you go to another employer which offers the Scheme. You can also leave the Scheme if you wish even if you continue to work for the same employer.
In both cases, you can choose to:
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have a deferred pension
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transfer your benefits to another scheme
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take a refund of any contributions you have made (only available if you have been a member for less than two years)
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