I Am Having A Baby
Having a baby is a truly busy time, however it is worth taking a moment to find out how your Scheme will support you.
This page covers how your pension works if you take maternity leave, or family leave.
You may also be interested in what benefits are paid to a child if you die, or you may wish to update your nominees. For more information on death benefits access the death benefits page.
What if I take maternity leave?
For the first 39 weeks:
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you will pay contributions to the Scheme but only on the actual pay you receive |
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your pensionable service will continue and benefits will be based on the earnings you would be receiving if you were not on maternity leave; and |
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if you return to work before the end of this period, contributions must start up again immediately. |
After the first 39 weeks:
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if your pay stops, your pensionable service will stop until you return to work. (On your return you can pay the contributions missed over that period, to give you continuous pensionable service, or the period will show as a break in your membership of the scheme); and
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if you do not return to work, only the period of paid maternity leave will count towards your pension. If you die while on maternity leave the full range of death benefits will be paid. This would be based on the rate of earnings you would have been receiving if you were not on maternity leave.
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What if I take family leave?
In the Scheme rules “Family Leave” means leave that men or women are entitled to take by law – either paternity leave when a child is born or adopted, or parental leave to care for a child. If such leave is paid, the rules apply as for maternity leave. If unpaid, the rules apply as for any other temporary absence click here for details.